Fifteen agentic platforms and eight mapped gaps, positioned against the banks, market infrastructure and oversight bodies they actually plug into — from client origination down through execution, clearing and settlement, to compliance and the data underneath it all.
Reading note: the layer order below (front office → post-trade → compliance) is Atlas's own internal architecture, not real-world sequencing. In practice, Covenant (Layer 3) runs KYC/CDD and clears a client before Zenith or Argentic can trade with them at all — compliance gates entry into Layer 1, it doesn't just review what happened after.
Institutional Investors & Asset Managers
Pension funds, insurers, mutual & sovereign wealth funds
Corporates & Treasuries
FX, trade finance and lending counterparties
Private Banking & Wealth Clients
UHNW individuals, family offices, trusts
Hedge Funds & Alternative Managers
Prime brokerage and execution clients
Peer Banks & Syndicate Partners
Co-lenders, OTC counterparties, correspondent & competing banks
orders, mandates & capital flow down into front-office platforms — client reporting & performance flows back up
Trading, lending, treasury and advisory desks that originate business
Cross-asset trading, risk & settlement
Front-to-back wealth management
Syndicated & complex lending
AI hedge fund strategies & risk
Deposits, accounts & payment rails
Order & execution management
Balance-sheet funding & liquidity
Execution quality & cost analysis
Letters of credit, supply-chain finance
Crypto custody, settlement & trading
Exchanges & Trading Venues
LSE, NYSE, Deutsche Börse, Euronext, CME
MTFs, ATSs & Interdealer Brokers
Off-exchange & voice-brokered liquidity
orders, mandates & capital flow down — client reporting & performance flow back up
Settlement, reconciliation, collateral, custody and fund administration
Global securities processing & PB
DLT-native settlement & smart-contract processing
Margin calls & collateral optimization
Enterprise market, credit & operational risk
Reconciliation — cash, securities, trades
NAV calculation & fund accounting
Custody & asset servicing — safekeeping & income collection
Capital calls, PE/VC fund admin
CCPs — Central Counterparties
LCH, ICE Clear, Eurex Clearing
CSDs — Central Securities Depositories
Euroclear, Clearstream, DTCC
Custodian & Correspondent Banks
BNY, State Street, Citi, HSBC
Tri-Party & Collateral Agents
Cross-margining & inventory pooling
FX Settlement Infrastructure
CLS Bank — PvP settlement for FX legs
trades, positions & cash flows flow down — settlement status, exceptions & risk exposure flow back up
Who you can do business with, and proving it stays clean
Regulators & Supervisors
FCA, ESMA, SEC, Bank of England, Federal Reserve
Sanctions & Watchlist Sources
OFAC, UN, EU Consolidated, PEP registries
Industry Consortia & Utilities
Cross-institution typology & case sharing
Rating Agencies
S&P, Moody's, Fitch — credit ratings feed capital calcs
flagged transactions & counterparty activity flow down — cleared counterparties, sanctions status & case outcomes flow back up
The golden-record foundation every layer above reads from and writes back to
Market & Reference Data Providers
Bloomberg, LSEG/Refinitiv, ICE Data Services
Corporate Registries & Public Records
Company house filings, beneficial-ownership data
Core Banking & Payment Rails
SWIFT, CHAPS, TARGET2, Fedwire
Central Banks — Liquidity & RTGS
Monetary policy, reserve accounts, settlement finality
Benchmark & Index Administrators
SONIA, ICE Benchmark Administration, MSCI/FTSE