Atlas

One AI-agent portfolio, four layers of the financial services stack

17 purpose-built platforms — each one a direct agentic competitor to category-leading incumbents — plus 8 mapped gaps not yet built, spanning front office, post-trade operations, compliance and the data backbone that ties them together.

17

platforms live

173+

specialised AI agents

4

ecosystem layers

How it fits together

Capital moves down through the stack from client-facing activity to settlement and surveillance; governed data and cleared identities move back up through every layer. Dashed cards are mapped gaps — prototype not included.

Layer 1

Front Office & Client Channels

Where capital gets deployed — trading, lending, treasury and advisory desks that originate business

ZenithCross-asset trading, risk & settlement cockpitArgenticFront-to-back wealth management & advisoryTrancheSyndicated & complex commercial lendingAzendAI-driven hedge fund strategies & riskCore Banking / Deposits & PaymentsPrototypeDeposits, accounts & payment railsOMS / EMSPrototypeOrder & execution management for tradersTreasury & Liquidity (ALM)PrototypeBank balance-sheet funding & liquidity riskBest Execution & TCAPrototypeProves and measures execution qualityTrade Finance & Supply Chain FinancePrototypeLetters of credit & supply-chain financeDigital Asset Custody & TradingPrototypeCrypto custody, settlement & trading

trades, positions & cash flows

settlement status, exceptions & risk exposure

Layer 2

Post-Trade, Risk & Collateral Operations

What happens after the trade — settlement, reconciliation, collateral, custody and fund administration

flagged transactions & counterparty activity

cleared counterparties, sanctions status & case outcomes

Layer 3

Client Lifecycle, Compliance & Financial Crime

Who you can do business with, and proving it stays clean — onboarding through surveillance and capital adequacy

↑ golden-record entities, instruments & market data — feeds every layer above

Layer 4

Data & Intelligence Backbone

The golden-record foundation every layer above reads from and writes back to

The platforms

Solid cards link to a live product. Dashed cards are mapped ecosystem gaps — prototype not included — shown with their real-market competitors for reference.

Front Office & Client Channels

Zenith

Agentic cross-asset front-to-back capital markets — trade capture, market and credit risk, collateral, settlements and regulatory reporting in one cockpit.

Competes with

CalypsoMurex MX.3Finastra SummitFIS Front ArenaSunGard AdaptivSophis / Profile SoftwareKondor+ (Finastra)OrchestradeION Trading
10 agents

Argentic

Agentic wealth management front-to-back — portfolio construction, investment research, tax optimization, performance reporting and an advisor co-pilot.

Competes with

AvaloqTemenos WealthSuiteFNZSS&C Advent (Geneva/Black Diamond/APX)Bloomberg AIMSEI Wealth PlatformInvestCloudBroadridge WealthObjectwayAdditivBackbaseFinantixComarch Wealth Management
13 agents

Tranche

Agentic syndicated and complex commercial lending — deal origination through agency management, servicing, covenant compliance and secondary trading.

Competes with

Finastra Loan IQFiserv LoanServTemenos LendingnCinoHES FinTechCalyxNortridge
10 agents

Azend

AI-powered hedge fund platform combining ML trading strategies, portfolio management, risk management and backtesting.

Competes with

QuantConnectNumeraiKavoutAlpacaComposerTrade Ideas
Prototype not built

Core Banking / Deposits & Payments

Retail and commercial account ledger, deposits, payment rails — the base banking layer nothing else in the portfolio currently sits on top of.

Competes with

Temenos TransactMambuThought Machine (Vault)FinxactOracle FLEXCUBEFIS Modern Banking Platform
Prototype not built

OMS / EMS

Order and execution management — where portfolio managers and traders actually place orders, upstream of Zenith's trade booking.

Competes with

Bloomberg AIMCharles River (State Street)FlexTradeLSEG FidessaPortware (Virtu)Eze OMS (SS&C)
Prototype not built

Treasury & Liquidity (ALM)

Bank-side balance sheet, funding and liquidity risk management — distinct from Marginal's collateral desk.

Competes with

KyribaFIS AmbitFinastra TreasuryWall Street Systems (Finastra)GTreasury
Prototype not built

Best Execution & TCA

Transaction cost analysis and best-execution proof across venues and asset classes.

Competes with

Bloomberg TCALiquidMetrix (ION)BestXAbel Noser (Virtu)TradingScreen
Prototype not built

Trade Finance & Supply Chain Finance

Letters of credit, invoice finance and supply-chain finance for corporate clients — lending-adjacent but a distinct product line from Tranche.

Competes with

Finastra Trade InnovationCGI Trade360SurecompTraydstreamKomgo
Prototype not built

Digital Asset Custody & Trading

Crypto and tokenized-asset custody, settlement and trading connectivity — a newer asset class none of the other platforms cover.

Competes with

FireblocksCopperAnchorage DigitalMetaco (Ripple)BitGo

Post-Trade, Risk & Collateral Operations

Keystone

Agentic global securities processing and prime brokerage back office — trade capture through settlement, stock record and corporate actions.

Competes with

Broadridge GLOSSSS&C Advent / GlobeOpFIS Front Arena (legacy)Torstone Technology
10 agents

Ledgerline

Distributed-ledger-native international securities processing and prime brokerage back office — a permissioned shared ledger enables atomic T+0 settlement, smart-contract corporate actions and tokenized collateral. Deliberately split from Keystone: Keystone automates the traditional sequential STP paradigm, Ledgerline reimagines it on a shared ledger.

Competes with

Broadridge GLOSSSS&C Advent / GlobeOpFIS Global Trading & Processing (Front Arena legacy)Torstone TechnologySungard GMI / Phase3 (FIS legacy)
12 agents

Marginal

Agentic standalone collateral management — margin call workflow, SIMM, inventory optimization, disputes and tri-party connectivity.

Competes with

CloudMarginAcadiaSoft (LSEG)TranscendTriOptima (OSTTRA)Cassini SystemsPirum
11 agents

Vantage

Agentic enterprise risk management — firm-wide VaR/ES, counterparty credit risk (CVA/PFE), limits monitoring, model risk, scenario analytics and hedging advisory. Desk-agnostic, aggregating exposure from Zenith, Tranche and Argentic rather than duplicating trade capture — distinct from Ballast's regulatory capital calculation and Marginal's collateral-specific risk.

Competes with

Adenza (Calypso Risk)MSCI (BarraOne / RiskMetrics)Moody's Analytics (RiskFrontier)SS&C AlgorithmicsIBM AlgoNumerixBloomberg MARSFIS Adaptiv
10 agents

Parity

Agentic reconciliation across cash, securities, trades and intercompany books, with AI-driven break investigation and resolution.

Competes with

SmartStream TLMIntelliMatchDucoGreshamAutoRek
10 agents

Clarion

Agentic investment accounting and reporting — multi-custodian data aggregation, GAAP/STAT/IFRS ledger accounting, tax-lot amortization and regulatory reporting for insurers, corporates and other institutional asset owners.

Competes with

Clearwater AnalyticsSS&C Advent GenevaConfluence TechnologiesEagle Investment Systems (BNY Mellon)SimCorpVermeg
10 agents
Prototype not built

Fund Administration & NAV

NAV calculation and fund accounting for asset managers — a different customer than Argentic's advisor-facing layer.

Competes with

SS&C GlobeOp / AdventState Street AlphaNorthern TrustCitcoSEI Fund Services

Assetic

Agentic custody and asset servicing — safekeeping, corporate actions, income and tax reclaim, proxy voting, reference data and sub-custodian network management. The custodian-side counterpart to Keystone's prime-broker back office.

Competes with

BNY Mellon (proprietary)BroadridgeSmartStream CAMGoldenSourceXceptor
13 agents
Prototype not built

Private Markets / PE-VC Fund Admin

Capital calls, distributions and fund administration for private equity and venture funds — illiquid-asset counterpart to Fund Admin & NAV.

Competes with

eFront (BlackRock)Allvue SystemsDynamo SoftwareInvestran (SS&C)

Client Lifecycle, Compliance & Financial Crime

Covenant

Agentic client lifecycle management — onboarding, KYC/CDD, risk scoring, document verification and periodic review.

Competes with

FenergoNICE Actimize (KYC)Encompass CorporationMoody's Analytics (Orbis KYC)Appway (Backbase)Pegasystems
10 agents

Regulus

AI agents automate regulatory compliance operations end-to-end: AML/KYC, breach management, filings, licensing, policy and transaction reporting.

Competes with

NICE ActimizeAscent RegTechCorlyticsThomson Reuters Regulatory IntelligenceWolters KluwerIBM OpenPagesMetricStream
10 agents

Nexigent

Agentic entity intelligence and financial crime — entity resolution, network analytics, transaction monitoring and sanctions screening.

Competes with

QuantexaPalantirNeo4jNapierRipjarNICE ActimizeSASFeedzaiVerafinComplyAdvantageWorkFusion
13 agents

Sentinel

Agentic market abuse detection — insider trading, spoofing/layering, wash trading, cross-market and comms surveillance, conduct monitoring, and STOR/SAR filing under MAR/MiFID II. Distinct from Nexigent's entity/AML focus.

Competes with

Nasdaq SMARTSNICE Actimize (surveillance)Eventus SystemsTrapetsACA ComplianceAlpha
12 agents

Ballast

Agentic prudential regulatory capital platform — RWA calculation, FRTB market risk, capital adequacy ratios, liquidity (LCR/NSFR), large exposures and COREP/FINREP submission. Capital adequacy and quantitative prudential reporting, distinct from Regulus's operational compliance ops.

Competes with

Adenza (Calypso + AxiomSL)Moody's AnalyticsWolters Kluwer OneSumXSAS Risk & Regulatory ReportingIBM AlgoRegnologyVermegSuade Labs
12 agents

Data & Intelligence Backbone

Full comparison

Every platform and mapped gap in one table — name, layer, description, full competitor set, agent count and status.

NameLayerDescriptionCompetes withAgentsStatusLink
ZenithL1Agentic cross-asset front-to-back capital markets — trade capture, market and credit risk, collateral, settlements and regulatory reporting in one cockpit.Calypso, Murex MX.3, Finastra Summit, FIS Front Arena, SunGard Adaptiv, Sophis / Profile Software, Kondor+ (Finastra), Orchestrade, ION Trading10LiveOpen
ArgenticL1Agentic wealth management front-to-back — portfolio construction, investment research, tax optimization, performance reporting and an advisor co-pilot.Avaloq, Temenos WealthSuite, FNZ, SS&C Advent (Geneva/Black Diamond/APX), Bloomberg AIM, SEI Wealth Platform, InvestCloud, Broadridge Wealth, Objectway, Additiv, Backbase, Finantix, Comarch Wealth Management13LiveOpen
TrancheL1Agentic syndicated and complex commercial lending — deal origination through agency management, servicing, covenant compliance and secondary trading.Finastra Loan IQ, Fiserv LoanServ, Temenos Lending, nCino, HES FinTech, Calyx, Nortridge10LiveOpen
AzendL1AI-powered hedge fund platform combining ML trading strategies, portfolio management, risk management and backtesting.QuantConnect, Numerai, Kavout, Alpaca, Composer, Trade IdeasLiveOpen
Core Banking / Deposits & PaymentsL1Retail and commercial account ledger, deposits, payment rails — the base banking layer nothing else in the portfolio currently sits on top of.Temenos Transact, Mambu, Thought Machine (Vault), Finxact, Oracle FLEXCUBE, FIS Modern Banking PlatformPrototype
OMS / EMSL1Order and execution management — where portfolio managers and traders actually place orders, upstream of Zenith's trade booking.Bloomberg AIM, Charles River (State Street), FlexTrade, LSEG Fidessa, Portware (Virtu), Eze OMS (SS&C)Prototype
Treasury & Liquidity (ALM)L1Bank-side balance sheet, funding and liquidity risk management — distinct from Marginal's collateral desk.Kyriba, FIS Ambit, Finastra Treasury, Wall Street Systems (Finastra), GTreasuryPrototype
Best Execution & TCAL1Transaction cost analysis and best-execution proof across venues and asset classes.Bloomberg TCA, LiquidMetrix (ION), BestX, Abel Noser (Virtu), TradingScreenPrototype
Trade Finance & Supply Chain FinanceL1Letters of credit, invoice finance and supply-chain finance for corporate clients — lending-adjacent but a distinct product line from Tranche.Finastra Trade Innovation, CGI Trade360, Surecomp, Traydstream, KomgoPrototype
Digital Asset Custody & TradingL1Crypto and tokenized-asset custody, settlement and trading connectivity — a newer asset class none of the other platforms cover.Fireblocks, Copper, Anchorage Digital, Metaco (Ripple), BitGoPrototype
KeystoneL2Agentic global securities processing and prime brokerage back office — trade capture through settlement, stock record and corporate actions.Broadridge GLOSS, SS&C Advent / GlobeOp, FIS Front Arena (legacy), Torstone Technology10LiveOpen
LedgerlineL2Distributed-ledger-native international securities processing and prime brokerage back office — a permissioned shared ledger enables atomic T+0 settlement, smart-contract corporate actions and tokenized collateral. Deliberately split from Keystone: Keystone automates the traditional sequential STP paradigm, Ledgerline reimagines it on a shared ledger.Broadridge GLOSS, SS&C Advent / GlobeOp, FIS Global Trading & Processing (Front Arena legacy), Torstone Technology, Sungard GMI / Phase3 (FIS legacy)12LiveOpen
MarginalL2Agentic standalone collateral management — margin call workflow, SIMM, inventory optimization, disputes and tri-party connectivity.CloudMargin, AcadiaSoft (LSEG), Transcend, TriOptima (OSTTRA), Cassini Systems, Pirum11LiveOpen
VantageL2Agentic enterprise risk management — firm-wide VaR/ES, counterparty credit risk (CVA/PFE), limits monitoring, model risk, scenario analytics and hedging advisory. Desk-agnostic, aggregating exposure from Zenith, Tranche and Argentic rather than duplicating trade capture — distinct from Ballast's regulatory capital calculation and Marginal's collateral-specific risk.Adenza (Calypso Risk), MSCI (BarraOne / RiskMetrics), Moody's Analytics (RiskFrontier), SS&C Algorithmics, IBM Algo, Numerix, Bloomberg MARS, FIS Adaptiv10LiveOpen
ParityL2Agentic reconciliation across cash, securities, trades and intercompany books, with AI-driven break investigation and resolution.SmartStream TLM, IntelliMatch, Duco, Gresham, AutoRek10LiveOpen
ClarionL2Agentic investment accounting and reporting — multi-custodian data aggregation, GAAP/STAT/IFRS ledger accounting, tax-lot amortization and regulatory reporting for insurers, corporates and other institutional asset owners.Clearwater Analytics, SS&C Advent Geneva, Confluence Technologies, Eagle Investment Systems (BNY Mellon), SimCorp, Vermeg10LiveOpen
Fund Administration & NAVL2NAV calculation and fund accounting for asset managers — a different customer than Argentic's advisor-facing layer.SS&C GlobeOp / Advent, State Street Alpha, Northern Trust, Citco, SEI Fund ServicesPrototype
AsseticL2Agentic custody and asset servicing — safekeeping, corporate actions, income and tax reclaim, proxy voting, reference data and sub-custodian network management. The custodian-side counterpart to Keystone's prime-broker back office.BNY Mellon (proprietary), Broadridge, SmartStream CAM, GoldenSource, Xceptor13LiveOpen
Private Markets / PE-VC Fund AdminL2Capital calls, distributions and fund administration for private equity and venture funds — illiquid-asset counterpart to Fund Admin & NAV.eFront (BlackRock), Allvue Systems, Dynamo Software, Investran (SS&C)Prototype
CovenantL3Agentic client lifecycle management — onboarding, KYC/CDD, risk scoring, document verification and periodic review.Fenergo, NICE Actimize (KYC), Encompass Corporation, Moody's Analytics (Orbis KYC), Appway (Backbase), Pegasystems10LiveOpen
RegulusL3AI agents automate regulatory compliance operations end-to-end: AML/KYC, breach management, filings, licensing, policy and transaction reporting.NICE Actimize, Ascent RegTech, Corlytics, Thomson Reuters Regulatory Intelligence, Wolters Kluwer, IBM OpenPages, MetricStream10LiveOpen
NexigentL3Agentic entity intelligence and financial crime — entity resolution, network analytics, transaction monitoring and sanctions screening.Quantexa, Palantir, Neo4j, Napier, Ripjar, NICE Actimize, SAS, Feedzai, Verafin, ComplyAdvantage, WorkFusion13LiveOpen
SentinelL3Agentic market abuse detection — insider trading, spoofing/layering, wash trading, cross-market and comms surveillance, conduct monitoring, and STOR/SAR filing under MAR/MiFID II. Distinct from Nexigent's entity/AML focus.Nasdaq SMARTS, NICE Actimize (surveillance), Eventus Systems, Trapets, ACA ComplianceAlpha12LiveOpen
BallastL3Agentic prudential regulatory capital platform — RWA calculation, FRTB market risk, capital adequacy ratios, liquidity (LCR/NSFR), large exposures and COREP/FINREP submission. Capital adequacy and quantitative prudential reporting, distinct from Regulus's operational compliance ops.Adenza (Calypso + AxiomSL), Moody's Analytics, Wolters Kluwer OneSumX, SAS Risk & Regulatory Reporting, IBM Algo, Regnology, Vermeg, Suade Labs12LiveOpen
MeridianL4Agentic data platform on LangGraph for data quality, lineage, enrichment and golden-record mastering — the clean-data foundation the rest of the portfolio builds on.Informatica, Collibra, Ataccama, Talend / Qlik, Profisee, Reltio7LiveOpen